Mark Merlo joined Castle Creek® in early 1996. Mr. Merlo is a former board member of Carlile Bancshares, Inc., Business Bancshares, Inc., State National Bancshares, Inc., Atlanta Bancshares, Inc., as well as The Bankshares, Inc., and each of their wholly-owned subsidiary banks.

Prior to joining Castle Creek®, Mr. Merlo spent approximately 12 years with several banking institutions, including Mercantile Bancorp as Vice President of Secondary Marketing where he was responsible for hedging the bank’s mortgage pipeline, risk management and portfolio pricing and valuation policies for its mortgage banking division. Prior to Mercantile Bancorp, Mr. Merlo worked at United Postal Bancorporation as Vice President and Investment Portfolio Manager, where he managed the bank’s investment portfolio, liquidity and asset/liability positions, hedged and sold the bank’s mortgage pipeline and created and implemented various new products and funding strategies. He previously served in a similar capacity for Farm Credit Bank of St. Louis where he managed the bank’s $1.0 billion investment portfolio and treasury operations. Mr. Merlo started his career at First Federal Savings & Loan of Southeast Missouri, where he was an asset liability manager and financial analyst.

Mr. Merlo holds a Bachelor of Science degree in Business Administration and Finance from the University of Missouri.

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